Your money deserves
a clearer direction
Explore thoughtful investment pathways across Mutual Funds, Fixed Deposits, Bonds, and Alternative Investments — built around your goals, timeline, and comfort.
Four pathways worth understanding
Every option is explained clearly — what it involves, how it works, and how it aligns with your financial goals and requirements.
Mutual Funds
Diversified portfolios across equity, hybrid and debt categories — designed to align with different investment goals, time horizons and risk profiles.
- SIP starting from ₹500 per month
- Equity, Debt & Hybrid categories
- Goal-based fund selection
- Tax-efficient investment options
- Transparent portfolio reporting
Fixed Deposits
Time-bound investment options from established banks and financial institutions — designed for investors seeking predictable returns and greater stability.
- Short- to long-term tenures
- Cumulative & non-cumulative options
- Monthly & quarterly payout options
- Senior citizen benefit rates
- FD laddering strategies
Bonds
Government and corporate fixed-income instruments with different maturities, coupon structures and risk profiles — designed to complement a diversified investment strategy.
- Government & Corporate
- Tax-efficient options
- Primary & secondary market opportunities
- Inflation-linked instruments
Alternative Investment Funds
Pooled investment vehicles for eligible investors, offering access to opportunities across private equity, venture capital, real assets and other alternative strategies beyond traditional listed markets.
- Category I, II & III AIFs
- Private Equity & Venture Capital
- Real Estate & Infrastructure
- Hedge & Long-Short Strategies
- Minimum investment of ₹1 crore
Backed by India's most
trusted financial institutions
We work with leading banks and NBFCs to provide access to carefully selected Fixed Deposit opportunities and a range of investment solutions.
Client Stories
Real experiences from clients who trust Shine Capital with their financial journey.
Shine Capital has made our investment journey simple and well-organised. Their app gives us easy access to our investment information, while their team is always available to explain options and provide timely support. The regular portfolio reviews and personalised service have helped us stay focused on our long-term financial goals.
Start with one clear conversation
Tell us what your money needs to do for you. We'll listen, explain the options, and let you decide.
Overview
Shine Capital Private Limited (SCPL), formerly known as Shine Capital Advisors Private Limited, is a financial services firm providing investment solutions to corporates, institutions, trusts, HNIs, family offices and individual investors.
We work with leading banks, NBFCs, asset management companies and other financial institutions to provide access to a diverse range of investment solutions, including Fixed Deposits, Mutual Funds, Bonds, Alternative Investment Funds and other market-linked opportunities, subject to applicable regulations.
Our approach is built around clarity, transparency and client-centric solutions. We focus on understanding each client's objectives, investment horizon and risk profile before presenting suitable investment opportunities.
With an experienced team and strong relationships across the financial services ecosystem, we aim to simplify investment decisions and provide clients with well-researched options, clear communication and consistent service.
Trust is at the heart of everything we do
We believe in building long-term relationships through transparency, integrity, personalised service and consistent support. Our focus is to understand our clients' needs, present suitable investment opportunities clearly, and help them make informed financial decisions.
Board of Directors
Experienced leadership guiding Shine Capital with professionalism, transparency and long-term client focus.
Awards & Achievements
Year-wise recognitions from India's leading financial institutions — 2017 to 2026. Hover to pause.
Download Forms for Fixed Deposits
ROI charts and application forms organised by Corporate, Trust and Retail categories.
Life at Shine Capital
"We foster a professional, inclusive and collaborative environment where people learn, contribute and grow together."
Careers
At Shine Capital, we believe in building a team of talented, driven and curious professionals who are passionate about financial markets and creating meaningful value for clients.
If you are looking to build your career in financial markets, investment research or client servicing, we would be happy to hear from you.
Share your resume with us:
info@shinecapital.inContact Us
From the Shine Capital Blog
Thoughtful perspectives on markets, fixed deposits, mutual funds and building lasting wealth.
Privacy Policy
Shine Capital Pvt. Ltd. (Formerly known as Shine Capital Advisor Pvt. Ltd.) · Last Updated: September 2026
Shine Capital Pvt. Ltd. ("Shine Capital", "we", "us" or "our") respects the privacy of its clients, investors and website visitors. This Privacy Policy explains how we collect, use, store and protect personal information while providing mutual fund distribution and other financial services.
1. Information We Collect
Depending on the services you use, we may collect information such as:
- Name, address, mobile number and email address.
- PAN, Aadhaar/KYC details and other identity documents required for KYC and regulatory purposes.
- Date of birth, occupation, income and other financial information required for investment-related services.
- Bank account and payment details required to process transactions.
- Investment, transaction, nominee and beneficiary details.
- Information provided through enquiry forms, communications, feedback or customer support.
We collect only such information as is reasonably necessary to provide our services and comply with applicable laws and regulations.
2. How We Use Your Information
- Process and facilitate mutual fund and other investment transactions.
- Complete KYC, AML and other regulatory requirements.
- Verify your identity and maintain necessary records.
- Provide account statements, transaction updates and service-related communications.
- Respond to your queries, requests and grievances.
- Improve our services, website and customer experience.
- Send information regarding products, services and investment-related updates, subject to applicable laws.
- Comply with applicable legal, regulatory, tax and reporting requirements.
3. Sharing of Information
- Mutual Fund Asset Management Companies (AMCs).
- Registrar & Transfer Agents (RTAs) such as CAMS and KFin Technologies.
- KYC Registration Agencies (KRAs) and Central KYC Registry.
- Banks, payment service providers and other transaction-processing entities.
- RBI, AMFI, government authorities and other regulatory/statutory bodies, where required.
- Technology, service and other authorised third-party service providers supporting our business operations.
Information will be shared only for legitimate business, service, legal or regulatory purposes and, wherever appropriate, on a need-to-know basis.
4. Data Security
Shine Capital takes reasonable technical and organisational measures to protect personal information against unauthorised access, misuse, loss, alteration or disclosure. However, no method of electronic transmission or storage can be guaranteed to be completely secure.
5. Data Retention
We retain personal information only for as long as necessary to provide our services and fulfil applicable legal, regulatory, accounting and record-retention requirements. Once the information is no longer required, it may be securely deleted or anonymised, subject to applicable laws.
6. Cookies and Website Usage
Our website may use cookies and similar technologies to improve website functionality, security and user experience. You may control or disable cookies through your browser settings. However, certain website features may not function properly as a result.
7. Third-Party Websites
Our website may contain links to third-party websites, including AMC, RTA or other financial service websites. Shine Capital is not responsible for the privacy practices or content of such third-party websites.
8. Your Rights
Subject to applicable laws, you may request access to, correction or updating of your personal information. You may also request deletion or withdrawal of consent where legally permissible. Contact details below. Certain information may need to be retained where required by law.
9. Grievance / Privacy Queries
Shine Capital Pvt. Ltd.
Email: info@shinecapital.in
Address: Martin Burn House, 1 R.N. Mukherjee Road, 2nd Floor
Phone: 033 40012140
We will endeavour to address privacy-related concerns within a reasonable period and in accordance with applicable laws.
10. Updates to This Privacy Policy
Shine Capital may update this privacy policy from time to time. The updated version will be published on our website with the revised effective date.
By using our website or availing our services, you acknowledge that you have read and understood this Privacy Policy.
AMFI Registration No.: ARN-259921
Terms & Conditions
Shine Capital Pvt. Ltd. (Formerly known as Shine Capital Advisor Pvt. Ltd.)
These Terms & Conditions govern the use of the services provided by Shine Capital Pvt. Ltd. ("Shine Capital", "we", "us" or "our") in connection with the distribution and servicing of financial products, including mutual fund investments.
By using our services or submitting any investment request through us, you acknowledge that you have read, understood and agreed to these Terms & Conditions.
1. Nature of Services
Shine Capital Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor and facilitates mutual fund transactions and related investor servicing in accordance with applicable laws, regulations and guidelines.
2. Investment Decisions
All investment decisions shall be made by the investor after carefully reviewing the relevant SID, KIM, addendums and other applicable documents. Past performance is not indicative of future performance. Mutual fund investments are subject to market risks.
3. Transaction Processing
All purchase, redemption, switch, SIP, STP and other transaction requests shall be processed by the respective AMC, RTA or other authorised entity, subject to applicable rules, cut-off timings, availability of funds, KYC requirements and other conditions. Shine Capital shall not be responsible for delays, rejection or non-execution caused by AMC, RTA, banking system, payment gateway, regulatory requirements, technical issues or circumstances beyond our reasonable control.
4. Investor Information and KYC
Investors are responsible for providing complete, accurate and updated information and documents. Investors must promptly inform us of any change in their personal, banking or KYC details.
5. No Guarantee of Returns
Shine Capital does not guarantee or assure any return, profit, dividend, capital appreciation or protection of principal in any investment product.
6. Third-Party Services
Shine Capital shall not be responsible for any act, omission, delay, system failure or service interruption attributable to AMCs, RTAs, banks, payment service providers or other third parties.
7. Confidentiality and Data
Information may be used and shared with AMCs, RTAs, banks, regulatory authorities and authorised service providers as necessary. Personal information shall be handled in accordance with our Privacy Policy and applicable laws.
8. Investor Responsibility
The investor is responsible for reviewing transaction confirmations and account statements and notifying any discrepancy. Investors shall not share passwords, OTPs or transaction credentials with unauthorised persons.
9. Limitation of Liability
Shine Capital shall not be liable for any loss arising from market movements, investment performance, incorrect information provided by the investor, third-party failures, regulatory restrictions, technical failures, force majeure or circumstances beyond its reasonable control.
10. Modification of Terms
Shine Capital reserves the right to modify these Terms & Conditions from time to time. Updated terms may be made available through our website or other channels.
11. Governing Law
These Terms & Conditions shall be governed by the laws of India. Disputes shall be subject to the jurisdiction of the competent courts having jurisdiction over the registered office of Shine Capital Pvt. Ltd.
12. Regulatory Disclosure
Mutual Fund investments are subject to market risks. Read all scheme-related documents carefully before investing.
AMFI Registration No.: ARN-259921
