Terms and Conditions

These terms & conditions are effective from January 30, 2023.
These terms of use ("Terms and Conditions") mandate the terms on which the users ("You" or "Your" or "User") access and register on the website www.shinecapital.in and/or mobile application 'shineCap' referred to as, "the Platform" owned and operated by Shine Capital (referred to as "Company", "We", "Us" or "Our").

Please read the Terms of Use and Privacy Policy carefully before registering on the Platform or accessing any material, information through the Platform. The Company retains an unconditional right to modify or amend this Terms of Use without any requirement to notify You of the same. It shall be Your responsibility to check this Terms of Use periodically for changes. Accordingly, please continue to review the Terms whenever accessing or using the Platform. Your use of the Platform as defined above, after the posting of modifications to the Terms will constitute your acceptance of the Terms, as modified. Your use of the Platform on continuous basis shall signify Your confirmation to the changes and the agreement to be legally bound by the same.

If You continue to browse and use the Platform, You are agreeing to comply with and be bound by the following terms and conditions of use, which together with Our 'Privacy Policy', govern Our relationship with You.

The use of this website is subject to the following terms:
You understand and accept that We maintain the website – www.shinecapital.in & Mobile App - shineCap, or related websites (referred to as "site" or "website" on this page) to provide visitors with information about Us, Our services and products, and to enable visitors to avail Our services. You also accept that visitors to the site are required to read the below terms, and the use of the site constitutes Your acceptance and agreement to be bound by such terms. You will also be bound by changes therein to the terms from time-to-time as communicated and made available on the website.

You understand and accept that all information submitted by You on the site shall be deemed to be the property of Us, and We shall be free to use any ideas, concepts, know-how or techniques provided by You in any manner whatsoever.

On initiating contact through the Platform, you agree to being contacted by Us, or any other entities with whom We have entered into an arrangement, via email, phone call, SMS or any other means. You agree that you shall not copy, reproduce, sell, redistribute, publish, enter into a database, display, perform, modify, transmit, license, create derivatives from, transfer, or in any way exploit, any part of any information, content, materials, services available on or through the Platform, except that which you may download for your own personal, non-commercial use.

You agree that you will not use Our website for any purpose that is unlawful, or prohibited by these terms. You also agree you will not use the Platform in any manner that could damage, disable or impair the website, or interfere with any other party's use, or enjoyment of the website.

You acknowledge that the software and hardware underlying the Platform, as well as other Internet-related software required for accessing the Platform, are the legal property of the respective vendors. The permission given by Us to access the website will not convey any proprietary or ownership rights in the above software/hardware. You agree that you shall not attempt to modify, translate, disassemble, decompile, or reverse engineer the software/ hardware underlying the Platform, or create any derivative product based on the software/hardware.

You understand and accept that not all products and services offered on this website are available in all geographic areas, and you may not be eligible for all the products or services offered by Us on the Platform. We reserve the right to determine the availability and eligibility for any product or service.

You understand and accept that We are not responsible for the availability of content, or other services on third-party sites linked from the website. You are aware that the access of hyperlinks to other internet sites are at your own risk, and the content, accuracy, opinions expressed, and other links provided by these sites are not verified, monitored or endorsed by Us in any way. We do not make any warranties, and expressly disclaims all warranties, express or implied, including without limitation, those of merchantability and fitness for a particular purpose, title or non-infringement with respect to any information or services or products that are available or advertised or sold through these third-party websites.

We shall not be liable if any transaction does not fructify, or may not be completed, or for any failure on the part of Us to perform any of its obligations under these terms and conditions, or those applicable specifically to its services/facilities if performance is prevented, hindered or delayed by a Force Majeure event (defined below). In such a case, its obligations shall be suspended for so long as the Force Majeure event continues.

"Force Majeure Event" means any event due to any cause beyond the reasonable control of Us, including and without limitations the unavailability of any communication systems, breach, or virus in the processes or payment or delivery mechanism, sabotage, fire, flood, explosion, acts of God, civil commotions, strikes or industrial action of any kind, riots, insurrection, war, acts of the government, computer hacking, unauthorized access to computer data and storage devices, computer crashes, malfunctioning in the computer terminal, or the systems getting affected by any malicious, destructive or corrupting code or programme, mechanical or technical errors/failures or power shutdown, faults or failures in telecommunication, etc.

You accept that the Courts in Kolkata alone shall have exclusive jurisdiction as regards to any claims or matters arising out of dealings with Us. All disputes will be governed by the laws of India.

You understand and agree that these terms are in addition to, and not in derogation of, the applicable terms and conditions relating to your usage of any of Our services that you may be currently availing, or may avail in the future.